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  1. An applicant for a Loan must be a member for three to six (3-6) months to qualify for a loan.
  2. Applicant must be 18 years or older.
  3. Interest is calculated monthly at the rate of 1% on the unpaid monthly balance (Reducing balance method)
  4. Character Loans:$2000 above share capital - no other security is required.  
  5. Applicant must have equity in the form of shares in the Society.

Points to Note

Applying for a loan

An appointment must be made in advance unless loan is fully secured by shares. At the interview, member should provide

  1. Picture ID
  2. For gov. workers: most recent pay slip; for non-gov. workers, a recent job letter.
  3. Supporting documents for purpose of loan, for example: Acceptance letters from school; Invoice for purchases; Letter of intent for land; Cost estimates for jobs.

Click here for Loans Application Form.

Click here for Loans Check-list.

Click here for information on Loan Collateral.