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If you have multiple loans and are faced with two or more loan payments per month you may find that it is becoming increasingly difficult to cope with the rising costs of living. Are you contemplating CONSOLIDATION or even bankruptcy?

Read more: Need Help with debt?

Don’t be fooled by low interest rates or quick turn around times!


When borrowing: BE SURE that the interest rate being offered on the loan is fixed on not variable. This means that it cannot change over time. BE SURE that your interest is calculated on the reducing balance.

Read more: How to be sure when borrowing

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